Skinner Law Firm represents consumers in a wide range of consumer fraud actions. In addition to car warranty (lemon law), general warranty and unfair and deceptive practices claims, we handle class actions against businesses and employers who defraud individuals. Some of the specific consumer protection statutes that come into play in consumer class actions include the West Virginia Consumer Credit & Protection Act and the Fair Debt Collection Practices Act, which restrict the practices used by collection agencies to collect bills, and the Truth in Lending Act (TILA), which is designed to protect those borrowing money for personal use. Most consumer protection laws allow successful plaintiffs to collect monetary damages, costs and attorney fees from the defendant business.